Terms and Conditions

These terms and conditions are issued by Somnium Financial Planning. Registered in England and Wales No. 10426028. Registered office Sanderum House, 38 Oakley Road, Chinnor, Oxon, OX39 4TW T: 01844 355468. For our other contact details, please see our contacts page. Thank you for reviewing our terms of use (‘terms’). Please note these terms contain terms which exclude or limit our legal liability to you. If you do not agree to these terms, you should not use this site.


We reserve the right to change these terms at any time. The terms displayed on the site when you visit will be the terms that apply to you for that visit.

Your use of this website


The copyright and other intellectual property rights in all content included on this site is either owned by us or acknowledged by us. You may use the material on this website for your own private study and non-commercial research. You may not use any content on this site for any other purpose without our prior written consent. Examples of prohibited use include (without limitation):

  • Reproducing any content for commercial purposes; or
  • Inclusion of any content on any other website (whether commercial or not).
  • All rights enquiries should be directed to admin@somniumfp.co.uk

You must not use this site to transmit or upload or otherwise publish:

  • any material that is defamatory, abusive, obscene, of a harassing nature or in any other way offensive; or
  • material that infringes anyone else’s copyright or other intellectual property rights, or that infringes any right of privacy, confidentiality or legal privilege.

Misuse of site

You agree not to use any mechanism, device, software, script or routine to affect the proper functioning of the site. You agree not take any action that places an unreasonable burden or excessive load on our system(s). You agree not to infect the site with any computer programming routine (e.g. any virus, worm, time bomb, cancelbot or trojan horse) that may damage, interfere with, delay, intercept or expropriate any system, data or personal information.

Linking to our site

You do not need our permission to link directly to pages on this site. However:

  • pages from this site must load into the user’s entire window without being “framed” in any way by other content;
  • You may not incorporate content (for example, an individual image) into any page on your website without our prior written consent;

Please email us at admin@somniumfp.co.uk to inform us of a new link.

Our use of cookies

We use cookies for a number of reasons:

  1. For statistical purposes to track how many individual unique users we have and how often they visit our websites. We collect data listing which of our pages are most frequently visited and by which types of users and from which countries.
  2. We use third parties to collect anonymous user information, sometimes through cookies and web beacons. Click here (https://support.google.com/analytics/answer/6004245) to learn more about how we use a third party service to collect and use information.
  3. Flash cookies may be used to store user preferences for media player functionality and without them some video content may not render correctly.
  4. You can turn cookies off but if you do this you may not be able to use all services on our websites and you might see more pop-ups and other intrusive messages, as we won’t be able to limit what you see using cookies. You will, however, still be able to view site content.

For more information about the cookies we use please see our Privacy Policy.

Our website liability to you

Link to third party sites

Any links to third party websites are provided to you only as a convenience. The inclusion of any link does not imply endorsement of that website, and we are not liable for the content of any site to which we link.


Every effort has been made to ensure we have the rights to display all material included on this website. However, if you believe any material is being used in breach of copyright, please contact Somnium Financial Planning Ltd at admin@somniumfp.co.uk

Accuracy of content

We take reasonable care to ensure that the information appearing on this site is accurate and up-to-date. However, errors and omissions do occur, and you should not take the accuracy of the information for granted, but should check directly with us using the contact details provided on this site. None of the material contained in this site is to be relied upon as a statement or representation of fact.

Exclusion of liability

This site is provided on an ‘as is’ and ‘as available’ basis. We are not liable for any loss or damage arising directly or indirectly from use of this site. Examples of loss or damage for which we are not liable include (but are not limited to) any loss or damage resulting from:

  • Your reliance on or use of any information or material obtained either directly or indirectly from the use of this site;
  • The transmission, reception or use by any person of information by about or to you;
  • Any inaccuracies in any information on this site; or
  • The unavailability of this site

What our clients say...

We retired over 12 years ago after 20 years of running a busy consultancy the profits of which were steadily and successfully invested through Mark and his father before him.

Around the time of our retirement, Mark’s advice enabled us to...

Mr & Mrs Ch, Berkshire (February 2024)

Read more


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